Split Shared Expenses With Friends, No Awkwardness Required
Keep track of who owes what without making money weird. Your friends don't even need to download anything.
Sound familiar?
- Asking a friend to pay you back for the third time feels uncomfortable, even if the amount is fair.
- When five people share costs over a month, tracking who owes whom becomes its own part-time job.
- Not everyone in a friend group wants to download a new app, which breaks the whole system.
- Venmo and bank transfers move money, but they don't tell you why, and they don't track ongoing balances.
How Split Circle helps
Guest Mode: No Download Required
Your friends can see the group, their balance, and all expenses without installing anything. One person sets it up; everyone benefits.
Group Management
Create a group for each context: monthly dinners, a trip, a fantasy league with buy-ins. Each group has its own balance history.
Automatic Reminders
When someone's balance gets large, Split Circle sends a gentle nudge. You don't have to be the one asking.
Debt Simplification
Five friends, twelve expenses, and money flowing in every direction. Split Circle finds the minimum number of transfers to make everyone whole.
What users say
“None of my friends wanted to download Splitwise. With Split Circle, I set up the group and they just check a link to see what they owe. It actually works.”
Tanya K., Nurse, Melbourne
“We have six friends who eat out together twice a month. I used to screenshot the Splitwise page and paste it in the group chat. Now Split Circle sends the reminder and they pay via UPI. Much less awkward.”
Vikram A., Consultant, Mumbai
Common questions
Keep your circle. Split the bills.
Free on iOS and Android. No daily limits, no ads. Your friends don't need an account.