Split Circle vs Tricount
Tricount is a solid, no-nonsense app with a clean interface and a genuinely free tier. It works well for simple group trips in Europe. But it lacks UPI settlement, offline-first storage, and more advanced split methods. Those gaps matter if you split bills regularly in India or need to work without internet.
Last updated: 2026-04-04
No account required for group members
Feature-by-Feature Comparison
| Feature | Split Circle | Tricount |
|---|---|---|
| Add expense by typing a sentence | Split AI (English + Hindi). 10/mo free, Pro unlimited | Not available (form-only entry) |
| Daily expense limit | Unlimited | Unlimited |
| Ads | None | Minimal ads on free tier |
| Receipt photos | Free (attach photos) | Not available |
| Receipt OCR scanning | Pro | Not available |
| Currency conversion | Free | Single currency per group only |
| UPI settlement | Native (India) | Not available |
| Offline mode | Full offline-first (WatermelonDB) | No offline support |
| Guest mode (no account needed) | Yes (friends join without signing up) | No (members need a Tricount account) |
| Income-proportional splitting | Yes | No |
| Split methods | Equal, exact, percentage, shares, itemized | Equal, exact, percentage |
| Charts and spending analytics | Free | Limited statistics on paid tier |
| Price | Free forever. Pro starts at $0.99/mo (or ₹89/mo) | Free (with ads) or ~$9.99/year for ad-free |
Where Split Circle Wins
Full offline-first support
Built on WatermelonDB. Works on planes, at campsites, anywhere without internet. Tricount requires a connection to sync.
UPI-native settlement for India
Generate a payment link straight from the settle-up screen. Works with Google Pay, PhonePe, Paytm, and any UPI app.
Multi-currency across the whole group
Tricount limits each group to a single currency. Split Circle handles multiple currencies in the same group with automatic conversion.
Receipt photos and OCR scanning
Attach receipt photos free. Pro tier adds OCR that auto-detects line items. Tricount has no receipt features at all.
Weighted shares splitting
Assign each person a share count for couples, families with kids, or trips with mixed group sizes. Tricount only supports equal, exact, and percentage.
Itemized splits
Add line items and assign each to whoever ordered it. Tax and tip split proportionally. Tricount has no itemized split option.
Group budgets with category alerts
Start with a Trip, Party, Roommate, or Project template, get category allocations pre-filled, and receive push alerts at 80% and 100%. Tricount has no budgeting at any tier.
Where Tricount Wins (Being Honest)
Cleaner, simpler interface
Tricount is genuinely easy to pick up for non-technical users who want the basics fast without configuration.
Strong reputation in Europe
Very popular in France, Belgium, and Western Europe with a loyal, established user base.
QR code group-joining
Tricount's QR-based group joining is a clean, well-executed UX that people pick up instantly.
Broader language support
Tricount supports 37 languages. More useful for European groups with mixed nationalities.
Pros and Cons
Split Circle Pros and Cons
Pros
- Full offline mode
- Native UPI settlement
- No ads on free tier
- No account required for group members
Cons
- Smaller European user base than Tricount
- Newer app with less community testing
Tricount Pros and Cons
Pros
- Very popular in France, Germany, and Europe
- Clean, simple interface
- Free unlimited expenses
Cons
- Limited offline support
- No UPI settlement
- Banner ads on free tier
- Fewer split methods
Why people switched
“Works offline on hiking trips where Tricount would fail. That was the deciding factor.”
App Store review, 2025
“Tricount is fine for Europe but terrible for settling up in India.”
Google Play review, 2025
See other comparisons
Frequently Asked Questions
Keep your circle. Split the bills.
Free on iOS and Android. No daily limits, no ads. Your friends don't need an account.