Split Circle vs Splid
Splid is a clean, well-designed app that handles basic expense splitting without a fuss. It falls short for users who need UPI integration, offline access, or want to add group members without forcing everyone to create an account. Split Circle covers all three of those gaps.
Last updated: 2026-04-04
No account required for group members
Feature-by-Feature Comparison
| Feature | Split Circle | Splid |
|---|---|---|
| Add expense by typing a sentence | Split AI (English + Hindi). 10/mo free, Pro unlimited | Not available (form-only entry) |
| Free tier expense limit | Unlimited | Unlimited |
| UPI payment links | Yes | No |
| Offline mode | Full offline, syncs when back online | No |
| Guest members (no account needed) | Yes (group members never need an account) | No (everyone must sign up) |
| Receipt scanning | Free photo attach; Pro OCR scanning | Not available |
| Multi-currency | Yes | Yes |
| Android app | Yes | Yes |
| iOS app | Yes | Yes |
| Ads | None, ever | None |
| Pro plan | $0.99/mo (OCR, themes, priority support) | No paid tier |
Where Split Circle Wins
Full offline-first mode
Add expenses anywhere without a connection. Split Circle syncs automatically when you come back online. Splid requires internet to sync.
UPI settlement built in
Critical for India-based groups. Splid has no UPI support at all.
More split methods
Split Circle supports 5 methods including itemized and shares-weighted splits. Splid covers equal, exact, and percentage.
No account required for group members
Friends join as guests via a link or QR code. Splid requires everyone to register.
Group budgets with auto-allocated categories
Pick a Trip, Party, Roommate, or Project budget. Categories pre-fill with sensible percentages. Push alerts at 80% and 100%. Splid has no budgeting features.
Where Splid Wins (Being Honest)
Very minimal, easy to learn
Splid has a genuinely nice, uncluttered UI. If you want the absolute basics with zero friction, it delivers.
Web version available
Splid has a web interface. Split Circle's web version is minimal.
Longer track record
Splid has been around longer and has more community testing behind it.
Pros and Cons
Split Circle Pros and Cons
Pros
- Full offline-first mode
- UPI settlement
- More split methods (5 vs 2)
- No account required for group members
Cons
- Splid has a cleaner, more minimal interface
- Splid has a longer track record
Splid Pros and Cons
Pros
- Very minimal, easy to learn
- Web version available
- Decent free tier
Cons
- Limited debt simplification on free tier
- Fewer split methods
- Limited offline support
Why people switched
“Needed UPI settlement for my India trips. Splid just doesn't have it.”
App Store review, 2025
See other comparisons
Frequently Asked Questions
Keep your circle. Split the bills.
Free on iOS and Android. No daily limits, no ads. Your friends don't need an account.