Money doesn't have to be weird between friends.
Split Circle is your AI Expense Manager: split bills five ways, track group budgets, settle up. Free forever. No daily limits. No ads.
New: Split AI try typing: dinner 2400 with raj and priya, I paid
- 0Ads. Ever.
- ∞Expense limit
- $0Forever free
- 0Accounts needed for guests
What's your circle?
The Wi-Fi bill sits in the WhatsApp group for three weeks. Split Circle gives everyone one place to track rent, utilities, and groceries, and nobody has to ask twice.
- Unlimited expenses, no daily cap
- Automatic debt simplification
- Separate groups per household
You split rent 60/40 because the incomes aren't equal. Or everything 50/50 because it's simpler. Either way, Split Circle tracks it without it becoming a thing.
- Income-proportional splits
- Recurring expenses (rent, subscriptions)
- Private, just the two of you
Alex paid for the hotel, you covered dinner, and someone else got the transport. Split Circle tracks it all across any currency. One tap to settle when the trip ends.
- 50+ currencies, auto-converted
- Works offline, no signal needed
- Settle up in one tap
Groceries, school fees, holiday gifts, the family trip: one shared group for the whole household. Everyone sees what's spent, nobody loses track.
- Shared household expense tracking
- No account needed for family members
- Spending summaries by category
Concert tickets bought by one person. Five ways to split. Everyone settles at their own pace, no account needed.
- Five ways to split: equal, exact, percentage, shares, itemized
- Instant balance view for all members
- Private, no social feed
Birthday dinner, house party, group gift: one person organizes, everyone chips in. No awkward chasing, no manual math.
- Split by shares or custom amounts
- Guests settle without an account
- One-tap payment reminders
Friday lunch for eight people. One person pays. Everyone else needs to pay them back. Split Circle handles the equal split and nobody needs an account to settle up.
- No account needed for group members
- Attach receipt photos free
- Quick equal split in seconds
How it works
How it works
Create a circle
Add your group. Friends, roommates, your partner, whoever.
Add expenses
Split in seconds. Equal, percentage, exact amounts, or by shares.
Settle up
One tap to settle up or mark as paid. Done.
See the features that make this possible.
Built for Modern Group Payments
Simple, secure, and fast. Powered by AI.
Real-Time Group Bill Splitting
Create or join a group instantly to split bills at restaurants, bars, travel, events, and everyday expenses. No manual calculations.
AI-Powered Receipt Scanning
Snap a photo → AI itemizes the receipt, applies tax & tip, and assigns items to each person automatically.
Instant Host Reimbursement
Whoever pays the bill gets instantly reimbursed from the group's Split wallet. No waiting days for bank transfers.
Transparent Group Tracking
Live dashboard showing exactly who paid, who still owes, and who is overdue. No awkward conversations or chasing money.
Smart Budgets with Alerts
Pick a Trip, Party, Roommate, or Project budget. Categories auto-allocate. Get push alerts at 80% and 100% so the group never blows past the limit.
Pay-In Flow (Everyone Pays Upfront)
Everyone pays before the host's card is charged, eliminating debt or IOUs.
Free plan
No daily limit. Ever.
Add as many expenses as your group needs. No paywall after entry 3, no upgrade nag, no artificial cap.
- Unlimited expenses per group
- No upgrade prompts, ever
- Full history, always accessible
Zero friction
Friends join via link. No app needed.
Share over WhatsApp or SMS. They see their balance instantly, no sign-up form.
Splitting
Split your way.
Equal, exact amounts, percentages, shares, or itemized. Pick the method that fits the situation.
- Equal split for simple dinners
- Exact amounts to the penny
- Percentage for income-based fairness
- By shares for families with kids
- Itemized for restaurants and grocery runs
Offline first
Works without internet.
Campsite, flight, spotty signal. Add expenses anywhere, sync when you reconnect.
Global
Any currency. One group.
Log expenses in whatever currency you are spending in. Split Circle converts to the group default automatically.
- Log in any world currency
- Auto-converts to group default
- No manual exchange rate entry
Smart settlement
Fewer transfers. Same result.
If A owes B and B owes C, Split Circle collapses it to one payment.
Stop wrestling forms. Just type.
Split AI reads what you wrote. It figures out who paid, how much, who's splitting it, and the category. Works in plain English. Hindi too.
Try sentences like:
- dinner 2400 with raj and priya, I paidEN
- groceries 87 split equally with sam and priEN
- petrol ke 1000 rupay diye, aaj ki tripHI
Free: 10 queries a month. Pro: unlimited.
Mobile only today (web app gets Split AI later this year).
dinner 2400 with raj and priya, I paid
Dinner
Paid by you · split equally · Raj, Priya, you
₹2,400
What people are saying
From the app stores and our community
“Switched from Splitwise after they added the daily limit. Haven't looked back.”
Arjun M.
Roommate group of 4
“Finally an expense app that works offline. Used it through a 10-day trip with no reliable signal.”
Priya K.
Travel group
“My girlfriend and I split everything 60/40 based on income. Split Circle makes it painless.”
Rahul S.
Couple
Who it's for
Built for every kind of group
Frequently asked questions
Keep your circle. Split the bills.
No daily limit. No ads. Free forever.
No account required for group members. Free forever.